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	GR No. 182133 2015-06-23	UNITED OVERSEAS BANK OF PHILIPPINES v. BOARD OF COMMISSIONERS-HLURB PERALTA, J.
In Metropolitan Bank and Trust Co., Inc. v. SLGT Holdings, Inc.,[17] however, the Court nullified the entire mortgage contract executed between the subdivision developer and the bank albeit the fact that only two units or lot buyer/s filed a case for declaration of nullity of mortgage. In the said case, the entire mortgage contract was nullified on the basis of the principle of indivisibility of mortgage as provided in Article 2089[18] of the New Civil Code.
	GR No. 182133 2015-06-23	UNITED OVERSEAS BANK OF PHILIPPINES v. BOARD OF COMMISSIONERS-HLURB PERALTA, J.
On February 27, 2006, the CA dismissed the petition.[8] A motion for reconsideration was filed, but it was denied for lack of merit.[9] The CA held that United Overseas Bank did not exhaust the administrative remedies available to it due to its failure to appeal the decision of the HLURB Board of Commissioners to the Office of the President before going to the CA.
	GR No. 182133 2015-06-23	UNITED OVERSEAS BANK OF PHILIPPINES v. BOARD OF COMMISSIONERS-HLURB PERALTA, J.
With Section 18 of Presidential Decree No. 957 being a prohibitory law,[49] acts done contrary to its provisions are invalid.[50]