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	GR No. 213233 2015-08-05	BLISS DEVELOPMENT CORP. v. MONTANO DIAZ VELASCO JR., J.
Unjust enrichment exists when a person unjustly retains a benefit to the loss of another, or when a person retains money or property of another against the fundamental principles of justice, equity and good conscience. Under Article 22 of the Civil Code,[21] there is unjust enrichment when (1) a person is unjustly benefited and (2) such benefit is derived at the expense of or with damages to another.[22]
	GR No. 182769 2012-02-01	BANK OF PHILIPPINE ISLANDS v. CYNTHIA L. REYES LEONARDO-DE CASTRO, J.
Moreover, we fail to see any unjust enrichment resulting from upholding the validity of the foreclosure sale and of the right of the petitioner to collect any deficiency from respondent. Unjust enrichment exists "when a person unjustly retains a benefit to the loss of another, or when a person retains money or property of another against the fundamental principles of justice, equity and good governance."[25] As discussed above, there is a strong legal basis for petitioner's claim against respondent for the balance of her loan obligation.