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BANK OF PHILIPPINE ISLANDS v. CA

This case has been cited 1 times or more.

2010-12-06
VILLARAMA, JR., J.
Finally, petitioner reiterates that it had the right by way of set-off the telegraphic transfer in the sum of $4,220.00 against the unpaid loan account of respondents. Citing Bank of the Philippine Islands v. Court of Appeals,[23] petitioner asserts that they are bound principally as both creditors and debtors of each other,  the debts consisting of a sum of money, both due, liquidated and demandable, and are not claimed by a third person. Hence, the RTC did not err in holding that petitioner validly applied the amount of P30,930.20 (peso equivalent of $4,220.00) to the loan account of the respondents.